{"id":10474,"date":"2024-03-24T10:26:22","date_gmt":"2024-03-24T10:26:22","guid":{"rendered":"https:\/\/yesmortgageaustralia.com.au\/?page_id=10474"},"modified":"2024-03-28T07:13:04","modified_gmt":"2024-03-28T07:13:04","slug":"im-buying","status":"publish","type":"page","link":"https:\/\/yesmortgageaustralia.com.au\/index.php\/im-buying\/","title":{"rendered":"I&#8217;m Buying"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10474\" class=\"elementor elementor-10474\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-82209d0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"82209d0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-61efb08\" data-id=\"61efb08\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-678d428 elementor-widget elementor-widget-heading\" data-id=\"678d428\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 20-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">I'm Buying<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f5f935c elementor-align-center banca-ub-btn-icon-none elementor-widget elementor-widget-banca_btn\" data-id=\"f5f935c\" data-element_type=\"widget\" data-widget_type=\"banca_btn.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t            <a class=\"banca-ub-btn banca-ub-btn-normal banca-ub-btn-link elementor-button elementor-button-link elementor-size-sm ub-animation-left2right\" href=\"https:\/\/yesmortgageaustralia.com.au\/index.php\/contact-us\/\">\r\n                \r\n        <span class=\"elementor-button-content-wrapper\">\r\n            <span class=\"elementor-button-icon elementor-align-icon-right\">\r\n                <i aria-hidden=\"true\" class=\" arrow_right\"><\/i>            <\/span>\r\n            <span class=\"elementor-button-text\">\r\n                Get started             <\/span>\r\n\t\t<\/span>\r\n                    <\/a>\r\n                        <script>\r\n                jQuery(document).ready(function () {\r\n                    jQuery('.banca-ub-btn-icon-none .banca-ub-btn').hover(function () {\r\n                        jQuery('.banca-ub-btn-icon-none .banca-ub-btn i').css('animation', 'none 0.9s')\r\n                    }, function () {\r\n                        jQuery('.banca-ub-btn-icon-none .banca-ub-btn i').css('animation', 'none')\r\n                    })\r\n                })\r\n            <\/script>\r\n            \t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aaa33dd elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"aaa33dd\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c3b321f\" data-id=\"c3b321f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ca5f249 elementor-widget elementor-widget-heading\" data-id=\"ca5f249\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">In general, buyers especially first home buyers get confused with so many different lenders, lending products & policies, borrowing power, loan repayments and so many other issues emerge out of the complexity of getting a suitable mortgage product which is not unsuitable for the buyer. Team at Yes Mortgage Australia can help you to resolve all the doubts. We will check your borrowing and repayment capacity, deposit required to finish the transaction, product comparison across hundreds of products available and finding the best deal available to the clients from leading bank and non-bank lenders.\n\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-3e0c41e e-flex e-con-boxed e-con e-parent\" data-id=\"3e0c41e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c973d7c elementor-widget elementor-widget-heading\" data-id=\"c973d7c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What we offer<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-228ca39 elementor-widget elementor-widget-text-editor\" data-id=\"228ca39\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 20-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner vc_custom_1482381939615\"><div class=\"wpb_wrapper \"><div class=\"wpb_text_column wpb_content_element vc_custom_1678531571810\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column wpb_content_element  vc_custom_1676132208233 text_justify\"><div class=\"wpb_wrapper\"><p>First Home Buyers grants and concessions available from the Government we will help you to find your eligibility about grant money you could receive. We will also help you with all the paperwork for FHOG application and we submit it on your behalf.<\/p><\/div><\/div><div class=\"wpb_text_column wpb_content_element  vc_custom_1664462073715\"><div class=\"wpb_wrapper\"><p>We will stay in touch with you in the whole process and will co-ordinate with your conveyancer and real estate agent if we need to, until you move in.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fd286ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd286ed\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92d5fe5\" data-id=\"92d5fe5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-423637c elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"423637c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Calculator<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fbf113d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"fbf113d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.\n\n\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f29c5c elementor-widget elementor-widget-shortcode\" data-id=\"9f29c5c\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">  <div class=\"wp-loan-calculator-main\">\n     <style type=\"text\/css\">\n         :root {\n             --calc-background-color: #131417;\n             --calc-select-color: #404245;\n             --calc-bg-light-color: #ead1d1;\n             --calc-border-color: #000000;\n             --calc-graph-color: #131417;\n             --calc-graph-color-sub: #ead1d1;\n             --calc-graph-border-color: #545454;\n             --calc-graph-border-color-sub: #131417;\n         }\n     <\/style>\n     <section class=\"heading-section\">\n         <div class=\"menu-sec-cls\">\n             <ul class=\"heading-sec-link\">\n                                  <li>\n                     <a href=\"javascript:;\" onclick=\"jQuery('.about-this-calculator-popup').show();jQuery('body').addClass('body-overflow-hidden');\"><i class=\"fa fa-info-circle\" aria-hidden=\"true\"><\/i><\/a>\n                 <\/li>\n             <\/ul>\n         <\/div>\n         <div class=\"about-this-calculator-popup\" style=\"display: none;\">\n             <div class=\"about-this-calculator-popup-body\">\n                 <a href=\"javascript:;\" class=\"close-button\" onclick=\"jQuery('.about-this-calculator-popup').hide();jQuery('body').removeClass('body-overflow-hidden');\">X<\/a>\n                                  <div class=\"calculator-content\"><\/div>\n             <\/div>\n         <\/div>\n     <\/section>\n\n     <section id=\"main-sec\">\n         <section class=\"calculator-heading-section calculator-heading-block\">\n             <div class=\"calculator-child-heading\">\n                 <h2>\n                     <center><strong>Calculate Your Loan<\/strong>\n                 <\/h2>\n                 <\/center>\n             <\/div>\n         <\/section>\n         <section class=\"loan-option-text-info\">\n             <div class=\"custom-container loan-option-text-info-section\">\n                 <div class=\"loan-option-text-info-block\">\n                     <div class=\"first-row\">\n                         <div class=\"first-row-sub-child\">\n\n                             <label for=\"loan_amt\" class=\"loan-text\">Loan Amount <i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"1\"><\/i><span class=\"text-tooltip-disp\">Please enter your loan amount here.<\/span><\/label>\n\n                             <div class=\"loan-text-dis\">\n                                 <span class=\"extra-info\">&#36;<\/span>\n                                 <input type=\"text\" name=\"loan_amount\" id=\"loan_amount\" value=\"\" tabindex=\"2\" \/>\n                             <\/div>\n                             <input type=\"range\" min=\"1000\" max=\"1000000\" value=\"10000\" class=\"slider\" id=\"loan_amount_range\" tabindex=\"3\" step=\"1000\">\n                         <\/div>\n                         <div class=\"first-row-sub-child\">\n                             <label for=\"loan_terms\" class=\"loan-text\">No. of Payments<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"4\"><\/i><span class=\"text-tooltip-disp\">Please enter the number of years in which you plan to repay the loan.<\/span><\/label>\n                             <div class=\"loan-text-dis\">\n                                 <!-- <span class=\"extra-info\">Months<\/span> -->\n                                                                      <select name=\"repayment_freq\" id=\"repayment_freq\" class=\"payment-opt-drop \">\n                                                                                      <option value=\"Monthly\" selected>Monthly<\/option>\n                                                                                      <option value=\"Quarterly\" >Quarterly<\/option>\n                                                                                      <option value=\"Yearly\" >Yearly<\/option>\n                                                                              <\/select>\n                                                                  <input type=\"text\" name=\"loan_terms\" id=\"loan_terms\" value=\"\" tabindex=\"5\" onkeydown=\"return onlyNos(event,'loan_terms')\" \/>\n                             <\/div>\n\n                             <input type=\"range\" min=\"12\" max=\"360\" value=\"12\" class=\"slider\" id=\"loan_terms_range\" tabindex=\"6\" step=\"1\">\n                             <input type=\"hidden\" name=\"default_value\" value=\"12\">\n                             <input type=\"hidden\" name=\"min_value\" value=\"12\">\n                             <input type=\"hidden\" name=\"max_value\" value=\"360\">\n                             <input type=\"hidden\" name=\"current_repayment_freq\" value=\"\">\n                         <\/div>\n                         <div class=\"first-row-sub-child payment_mode_enable_disable\">\n                                                                                           <div class=\"first-row-main-child\">\n                                     <label for=\"loan_amt\" class=\"loan-text\">Payment Mode<\/label>\n                                     <select name=\"payment_type\" id=\"payment_type\" class=\"payment-opt-drop\">\n                                         <option selected value=\"In Advance\">In Advance<\/option>\n                                         <option  value=\"In Arrears\">In Arrears<\/option>\n                                     <\/select>\n                                 <\/div>\n                                                      <\/div>\n                     <\/div>\n                     <div class=\"second-row\">\n                         <div class=\"second-row-sub-child\">\n                             <label for=\"loan_amt\" class=\"loan-text\">Interest Rate<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"8\"><\/i><span class=\"text-tooltip-disp\">The interest rate will default to the product you selected. You can also change the rate up or down to understand the effect on your repayments and total interest payable.<\/span><\/label>\n                             <div class=\"loan-text-dis\">\n                                 <input type=\"text\" name=\"interest_rates\" id=\"interest_rates\" value=\"\" tabindex=\"9\" onkeydown=\"return onlyNos(event,'interest_rates')\" \/>\n                                 <span id=\"interest_rate_range_dis\" class=\"rate_disp\"><\/span>\n                             <\/div>\n                             <input type=\"range\" min=\"5.95\" max=\"15.00\" value=\"5.99\" class=\"slider\" id=\"interest_rate_range\" tabindex=\"10\" step=\"0.25\">\n                         <\/div>\n                                                      <div class=\"second-row-sub-child\">\n\n                                 <div class=\"loan-text-dis\">\n                                     <input type=\"hidden\" name=\"ballon_amounts\" id=\"ballon_amounts\" value=\"\" tabindex=\"11\" onkeydown=\"return onlyNos(event,'ballon_amounts')\" \/>\n\n                                     <input type=\"hidden\" name=\"ballon_amounts_per\" id=\"ballon_amounts_per\" value=\"0\" tabindex=\"12\" \/>\n\n\n                                 <\/div>\n                                 <input type=\"hidden\" id=\"ballon_amount_range\" tabindex=\"13\" step=\"1\" value=\"0\">\n                             <\/div>\n                         \n                     <\/div>\n                 <\/div>\n             <\/div>\n             <br>\n                          <div class=\"loan-detail-section \">\n                 <div class=\"loan-detail-section-child\">\n                     <div class=\"sub-main-tab\">\n                         <div class=\"ww-loan-container\">\n                             <div class=\"tabs\">\n\n                                                                                                       <input type=\"radio\" name=\"tabs\" id=\"tab1\" checked>\n                                     <label for=\"tab1\">\n                                                                                      <i class=\"fa fa-chart-bar\"><\/i>\n                                             <span class=\"tooltip-disp\">Repayment Chart<\/span>\n                                                                              <\/label>\n                                 \n                                                                                                   <div id=\"tab-content1\" class=\"tab-content\">\n                                     <!--<div id=\"loan-process-graph\"><\/div>-->\n                                     <canvas id=\"loan-process-graph\" width=\"400\" height=\"400\"><\/canvas>\n                                 <\/div>\n                                 <div id=\"tab-content2\" class=\"tab-content\">\n                                                                              <div class=\"no-video-exist-main\">\n                                             <div class=\"video-child-sec\">\n                                                 <h1>Sorry<\/h1>\n                                                 <p>This video does not exist.<\/p>\n                                             <\/div>\n                                         <\/div>\n                                                                      <\/div>\n\n                                 <div id=\"tab-content3\" class=\"tab-content\">\n                                     <table id=\"loan-process-tbl\">\n                                         <thead>\n                                             <tr>\n                                                 <th>Period<\/th>\n                                                 <th>Payment<\/th>\n                                                 <th>Interest<\/th>\n                                                 <th>Balance<\/th>\n                                             <\/tr>\n                                         <\/thead>\n                                         <tbody id=\"loan_table_data\">\n                                         <\/tbody>\n                                     <\/table>\n                                 <\/div>\n                             <\/div>\n                         <\/div>\n                     <\/div>\n                 <\/div>\n                 <div class=\"loan-detail-section-child\">\n                     <div class=\"loan-detail-cal-desc\">\n                         <div class=\"loan-cal-desc\">\n                             <div class=\"loan-cal-desc-heading main-heading\">\n                                 <label><strong>Monthly Payment (incl fees)<\/strong><\/label>\n                                 <label><strong><\/strong><\/label>\n                             <\/div>\n                             <div class=\"loan-cal-desc-val\">\n                                 <label><span><small>&#036;<\/small><span id=\"per_month_amount\"><\/span><\/span> <strong id=\"loan_amount_term_label\"><\/strong><span id=\"loan_amount_year\"><\/span> <\/span><\/label>\n                             <\/div><br>\n                             <div class=\"loan-cal-desc-heading\">\n                                <label><strong id=\"total_payouts\">Total Payment<\/strong><\/label>\n                            <\/div>\n                             <div class=\"loan-cal-desc-val\">\n                                 <label><span><small>&#036;<\/small><span id=\"total_payments\"><\/span><\/span> <strong id=\"loan_amount_term_label\"><\/strong><span id=\"loan_amount_year\"><\/span> <\/span><\/label>\n                             <\/div>\n                         <\/div>\n                         <div class=\"loan-cal-desc\">\n                             <div class=\"loan-cal-desc-heading\">\n                                 <label><strong>Total interest payable<\/strong><\/label>\n                             <\/div>\n                             <div class=\"loan-cal-desc-val\">\n                                 <label><small>&#036;<\/small><span id=\"total_interests_amt\"><\/span> over <span id=\"total_interests_years\"><\/span> <\/label>\n                             <\/div>\n\n                         <\/div>\n                         <div class=\"loan-cal-desc\" id=\"ballon_amt_section\">\n                             <div class=\"loan-cal-desc-heading\">\n                                 <label><strong>Balloon amount (<span id=\"bill_ballon_per\">0.00<\/span>%)<\/strong><\/label>\n                             <\/div>\n                             <div class=\"loan-cal-desc-val\">\n                                 <label><small>&#036;<\/small><strong><span id=\"bill_ballon_amt\">0.00<\/span><\/strong><\/label>\n                             <\/div>\n\n                         <\/div>\n                     <\/div>\n                                                           <\/div>\n             <\/div>\n         <\/section>\n         \n         <div class=\"contact-us-popup\" style=\"display:none;\">\n             <div class=\"contact-us-popup-body\">\n                 <a href=\"javascript:;\" class=\"close-button\" onclick=\"jQuery('.contact-us-popup').hide();jQuery('body').removeClass('body-overflow-hidden');\">X<\/a>\n                              <\/div>\n         <\/div>\n\n\n              <\/section>\n <\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>I&#8217;m Buying Get started In general, buyers especially first home buyers get confused with so many different lenders, lending products &#038; policies, borrowing power, loan repayments and so many other issues emerge out of the complexity of getting a suitable mortgage product which is not unsuitable for the buyer. Team at Yes Mortgage Australia can [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"elementor_header_footer","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10474","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/pages\/10474","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/comments?post=10474"}],"version-history":[{"count":16,"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/pages\/10474\/revisions"}],"predecessor-version":[{"id":10704,"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/pages\/10474\/revisions\/10704"}],"wp:attachment":[{"href":"https:\/\/yesmortgageaustralia.com.au\/index.php\/wp-json\/wp\/v2\/media?parent=10474"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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